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How it works

A calmer month, in steps

Payday. Log in. Plan the month. Check what happened. Tools sit beside Budget when you need them.

1 Pay just landed

Payday

  1. 1Open Budjinga.
  2. 2Add the payday as income.
  3. 3Check Spending money. That leftover should look honest.

2 New here

First login

  1. 1Sign in on your phone or laptop.
  2. 2Confirm the month in the header.
  3. 3Add one income, one bill, one real expense.

3 Coffee, groceries, fuel

Daily spend

  1. 1Tap + then Transaction.
  2. 2Pick the budget item.
  3. 3Save. The bar on that item moves.

4 Rent, fibre, subscriptions

Standing bills

  1. 1Add the bill once on Recurring.
  2. 2It shows on Budget as a cap.
  3. 3When you pay, log the expense.

5 Everyday money and savings pots

Accounts

  1. 1My Account is your everyday account. Pocket cash tracks withdrawn cash.
  2. 2Add savings pots for banks and cash jars you use.
  3. 3Move money between accounts when you save or withdraw.

6 Make it yours

Categories

  1. 1Open Manage categories.
  2. 2Pick an icon and a colour.
  3. 3Name it so you recognise it at a glance.

7 End of the week

Reports

  1. 1Open Reports.
  2. 2Pick this month, or compare two months.
  3. 3Export CSV if your bookkeeper needs a copy.

8 You want something

Wishlist

  1. 1Add the thing and a price in rands.
  2. 2See if this month can take it.
  3. 3If not, move it to savings or next month.

9 Do not forget

Calendar

  1. 1Open My Calendar.
  2. 2Add a reminder for payday or a bill day.
  3. 3Tick it when it is done.

10 A thought that must not vanish

Notes

  1. 1Open Notes.
  2. 2Write the short version.
  3. 3Pin it to the dashboard if you need it every day.

11 Job plus a hustle

Two money lives

  1. 1Keep personal and work in different workspaces.
  2. 2Switch before you add a transaction.
  3. 3Review each life on its own at month-end.

Coming soon

Browse the product now. New accounts are coming soon.